{"id":1804,"date":"2022-10-03T23:47:38","date_gmt":"2022-10-03T23:47:38","guid":{"rendered":"https:\/\/absolutebailbonds.com\/locations\/?p=1804"},"modified":"2022-10-03T23:47:47","modified_gmt":"2022-10-03T23:47:47","slug":"driving-without-auto-insurance-in-california","status":"publish","type":"post","link":"https:\/\/absolutebailbonds.com\/locations\/driving-without-auto-insurance-in-california\/","title":{"rendered":"Driving Without Auto Insurance in California"},"content":{"rendered":"<p>It\u2019s expected that if you\u2019re going to own and operate a vehicle in <em>California<\/em>, it\u2019s properly insured. The amount of insurance you have that covers your own car is usually left up to you, but the state requires that you at least carry limited liability insurance so anyone else who is involved in the accident is protected.<\/p>\n<p>The issue of car insurance in <em>California<\/em> is addressed in <strong>Vehicle Code Section 16029<\/strong>.<\/p>\n<p>One of the interesting things about <em>California<\/em> is that while most drivers have auto insurance, other forms of financial responsibility that are legally acceptable while operating a vehicle in California include:<\/p>\n<ul>\n<li>A self-insurance certificate that\u2019s issued by the DMV<\/li>\n<li>A surety bond for $35,000<\/li>\n<li>Proof of a cash deposit with the DMV of $35,000<\/li>\n<\/ul>\n<p>If you\u2019re pulled over and can\u2019t present the traffic officer with one of these things, you are driving without insurance.<\/p>\n<p>The first time you\u2019re caught <em>driving without insurance<\/em>, you\u2019ll receive a citation and have to pay a $100 fine. Additional fees connected to the citation mean your out-of-pocket expenses will be $450, and that\u2019s just for not having insurance. It\u2019s likely that whatever prompted the officer to pull you over, such as running a stop sign or speeding, will also result in a second costly infraction.<\/p>\n<p>The second time you\u2019re caught driving without insurance, the <a href=\"https:\/\/absolutebailbonds.com\/locations\/driving-on-a-suspended-license-in-california\/\" title=\"Driving on a Suspended License in California\">infraction<\/a> increase to $200-$500, and in some cases, the additional total fees and penalty assessments can add up to as much as $2,500. <\/p>\n<p>The ticket and massive penalties probably won\u2019t be your only problem. Since an uninsured vehicle can\u2019t operate in <em>California<\/em>, it\u2019s highly likely that the police will have your car impounded. The only way you\u2019ll get it back is if you pay the towing bill and impound fees. Unless you\u2019re planning on having the vehicle towed back to your house, the impound lot will request to see your proof of insurance before the release of your vehicle.<\/p>\n<p>Getting a ticket for not having auto <em>insurance<\/em> when you\u2019re pulled over is bad, but it\u2019s nothing compared to what happens if you\u2019re in a car accident when you don\u2019t have insurance. Not only will you be issued an expensive ticket, but it\u2019s also highly likely that you\u2019ll be named the defendant of a civil suit. Since you didn\u2019t have any insurance at the time of the accident, if you lose the civil case, you\u2019ll be responsible for paying the entire settlement.<\/p>\n<p>Yes, car insurance is expensive and it can be hard to fit into the monthly budget, but considering the possible consequences, it\u2019s something you should have if you\u2019re driving.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It\u2019s expected that if you\u2019re going to own and operate a vehicle in California, it\u2019s properly insured. The amount of insurance you have that covers your own car is usually left up to you, but the state requires that you at least carry limited liability insurance so anyone else who is involved in the accident [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1242,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34,30,129,1,33,43,37,29,39,38,35,31,48,47,36,128,41,40,32,42,46,44,45],"tags":[560,1293,1292,1291],"class_list":["post-1804","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bakersfield-ca","category-burbank-ca","category-ca","category-california","category-fresno-ca","category-lancaster-ca","category-long-beach-ca","category-los-angeles-ca","category-martinez-ca","category-modesto-ca","category-north-hollywood-ca","category-palmdale-ca","category-porterville-ca","category-riverside-ca","category-san-bernardino-ca","category-san-diego","category-san-joaquin-ca","category-santa-ana-ca","category-santa-clarita-ca","category-victorvile-ca","category-visalia-ca","category-west-los-angeles-ca","category-westminster-ca","tag-california-laws","tag-consequences-of-driving-without-insurance","tag-driving-with-no-insurance","tag-infractions-in-california"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- 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